Woori Financial Group offers deposits, loans, cards, funds, insurances, foreign exchange, and trading finance products and services to its customers through the internet as well as 1,200 branches of Woori Bank, Kwangju Bank, and Kyungnam Bank.

Woori Bank ranks second in terms of asset size in Korea and its main customers include 15 business groups such as Samsung group and LG group, out Korea’s 42 main debt creditors’ groups. We also have a wide array of corporate customers, including small and medium sized enterprises, providing them special products and services. In retail finance, develop and offer customized products according to individuals’ needs based on credit rating and the analysis of market segmentation. We also manage our customers’ asset with differentiated investment products and provide advisory services. Furthermore, we also offer international financial services to our customers who travel or work abroad through our global network in the regions of the US, China, Russia and Southeast Asia.

Kwangju Bank and Kyungnam Bank are premier class local banks well-equipped with high market share and profitability. They provide region-based community services, which cannot be offered by mega-banks. In other words, they develop and offer products specific to their reigonal needs, extending financial help for the regional customers, and they also maximize their efforts to vitalize regional economy and to support regional small and medium sized enterprises. We also strive to introduce advanced financial solutions by cooperating with Woori Bank, utilizing the benefits of the financial group system, for better products and services.

Woori Financial Group offers brokerage services such as stocks, futures and options, sells fund products, and provides asset management services and investment banking services such as security acquisition, M&A and IPO through 126 branches and website of Woori Investment & Securities.

Woori Investment & Securities made its fresh start in April 2005 by merging with LG Investment & Securities and Woori Securities. Our philosophy is to serve our customers’ interest first. We offer our individual clients upgraded total asset management solutions, away from simple brokerage services. To our corporate clients, we make strenuous efforts to offer high value-added investment bank services equivalent to the quality offered in advanced countries. In addition, we provide differentiated financial services, fully utilizing the synergy of the total finance group, in close collaboration with other affiliated banks.

Woori Financial Group provides insurance and financial plan services meeting customers’ needs through the network of Woori Aviva Life Insurance. Woori Financial Group and AVIVA, a UK-based insurance company, acquired the previous LIG Life Insurance and restarted the business with new name of Woori Aviva Life Insurance. Woori Financial Group incorporated the company as a subsidiary in April 2008, and the company pursues to be a superior life insurance company that provides specialized financial services to customers. The company provides whole life insurance and other insurance products for health, savings and pension. It intends to leap forward to a top life insurance company in short period by utilizing existing financial planners, telemarketing system and bancasurance sales network of Woori Financial Group.

Woori Financial Group is committed to offering qualified asset management and investment consultation for customers to secure long-term stable and high returns through its highly capable asset management professionals and scientific investment system of Woori Asset Management.

Woori Asset Management restarted its businesses on June 1, 2005 by merging two companies, LG Investment Trust Management and Woori Investment Trust Management. Based on strengths of LG Investment Trust Management in the operation of index funds, dividend funds and long-term bond-typed funds, and elevated credit analysis system of Woori Investment Trust Management, the company boasts differentiated capabilities in the areas of bonds, overseas investments, real estates, SOC and commodities. In addition, Woori Asset Management creates synergy by cooperating with the Group’s subsidiaries in banking, security and insurance sectors, which is a solid foundation for the company to offer upgraded services and high return performances to investors. The company aims to grow into a leading asset management company most favored by its customers.

Woori Financial Group offers distinctive financial services in the areas of credit capital, lease and loans through Woori Financial.

Woori Financial Group acquired and incorporated Woori Financial, previous Hanmi Capital which had been a leading company in the businesses of auto loans, auto leases and medical facility leases, in September 2007. The Company will be a market leader in customer credit sector by creating synergy with Woori Financial Group in all areas including corporate loans, project financing, ABL, private loans, mortgages as well as existing businesses.

Woori Financial Group established Woori Private Equity in October 2005 in order to nurture a premier PEF in the country, where foreign investment funds exert a significant influence. We have invested in promising companies including Kumho Investment Bank. Based on cumulated experiences in corporate restructuring by Woori Bank, we will vitalize the management of invested companies and make efforts to upgrade corporate value, which will reward investment returns to our investors.